Icon to visit the I want to buy my first home web page Icon to visit the I want to purchase a home web page Icon to visit the I want to refinance web page Icon to visit the I'm not sure where to start web page
Icon to visit the I want to buy my first home web page Icon to visit the I want to purchase a home web page Icon to visit the I want to refinance web page Icon to visit the I'm not sure where to start web page

Your homeownership goals matter.

Worcester Credit Union can make attaining them smoother, easier, and more affordable.

Whether you’re looking to buy your first, fifth, or refinance your current home, we’d be honored as your local credit union to help you achieve your home buying goals. Use this webpage as a stepping stone for your homeownership journey - check out the latest rates, start a conversation with a loan officer, use our mortgage calculators, and access our archive of mortgage education content.

Today's Mortgage Rates
This table includes the most common loan programs along with today's "par" (i.e. no discount points) rate for each and are based on certain assumptions. Your specific rate will be based on your unique circumstances and may differ from the rates shown in this table. Be sure to ask about additional loan programs and rates when you speak with a Mortgage Loan Originator. Click the "Get Quote" button to obtain a personalized rate quote.
  • 10/5 Adjustable Rate
    5.890%
    6.362% APR
    $750,000 Max Loan Amount. Call for rates on higher amounts.
    Important Assumptions
  • First-time Home Buyer 10/5 Adjustable Rate
    5.890%
    6.362% APR
    $750,000 Max Loan Amount. Call for rates on higher amounts.
    Important Assumptions

Learn About Mortgages

We’re here to personally guide you to the best financing decisions when it comes to your homeownership goals. We also want to put the knowledge in your hands, so you feel confident in those decisions. That’s why we created these educational resources, from our Mortgage Quiz and Calculators to articles and more.

Take Mortgage Finder Quiz

Not sure which type of mortgage best matches your personal goals? Start here.

Use Mortgage Calculators

The easiest way to run the numbers and determine potential payments, income needs, and more.

Browse Mortgage Education Articles

From useful terms to know to deep dives on mortgage types, you’ll find dozens of articles that will have your questions answered.

Need help with the homebuying process?

Meet your mortgage loan officers

What’s the next step on your homeownership journey?

Choose from the options that best match your needs to help you move further down the path toward achieving your homeownership goals.

I’m buying my first home

I want to purchase a home

I want to refinance

I want an equity loan

Ready to take the next step?

Contact us