First Time Home Buyer

Everything but the welcome mat.

Buying your first home should be exciting and worry free. We’d be honored to guide you every step of the way.

Helping members achieve the dream of homeownership is one of our greatest privileges as a credit union. The path to your goals should never be overwhelming, which is why we’ve developed resources to help you make decisions on your own - but if you ever need personalized advice or service, we’re just a call or email away.

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Ask us about down payment assistance through MassHousing

Worcester Credit Union offers MassHousing loans through our partnership with Member Advantage Mortgage to make financing a home more accessible.

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Useful Articles for First Time Homebuyers

How Much Home Can You Afford?

6 Minutes

When trying to figure out how much home you can afford, there are a lot of factors to consider. This...

Take Advantage of a Buyer’s Market

5 Minutes

Key takeaways: Buyer’s markets exist when buyers have more negotiating power than sellers due to supply-and-demand imbalances There are several...

Reasons To Get A Mortgage From Your Credit Union

3 Minutes

There’s no shortage of mortgage lenders in today’s highly connected world. As a credit union member, however, there are four...

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Unlock Your Dream Home: Navigate the Mortgage Process

Whether it’s your first time buying a house or you’re looking for your dream home, our team is here to help. We are ready to answer questions, offer guidance, and ensure you feel comfortable making decisions about your mortgage.

Mortgage Calculators

Select from one of our mortgage calculators below to get started. Each of these calculators can help you figure out the next steps in your mortgage journey. View all calculators.